Capitec
The Finance Ghost Plugged in with Capitec: Ep 5 (From espresso to enterprise with Bootlegger)
Ricky Ruthenberg has truly taken a ground-up approach to his career. Adapting to opportunities as they present themselves is clearly a powerful skill. From waiting tables at Col’Cacchio to helping launch the first Bootlegger in Sea Point, he’s gone on to build the team that runs a national chain of nearly 100 Bootlegger restaurants. This is the story of Bootlegger and a dream about coffee.
Capitec
The Finance Ghost Plugged in with Capitec: Ep 4 (A dose of inspiration with The Local Choice Pharmacy)
Hugh Cunningham is as passionate about customer service and product assortment as he is about medicine. As the co-owner of The Local Choice Pharmacy Harmelia, Hugh focuses on business management, while his wife and co-founder Yolandi ensures the dispensary runs smoothly. On episode 4 of The Finance Ghost Plugged in with Capitec, Hugh shares excellent insights on specialist retail and how pharmacies really work.
Capitec
The Finance Ghost Plugged in with Capitec: Ep 3 (Blueprints to breakthrough with Legaro Property Development)
With a background in law and economics, Obaratile (OB) Semenya’s approach to property includes exposure at practically every part of the value chain. From developing high-end residential projects through Legaro Property Development to driving sales at his real estate agency, Natural Property, he’s mastered the full property journey. And with extensive experience working closely with Balwin, OB also knows his way around the biggest developments around.
Capitec
The Finance Ghost Plugged in with Capitec: Ep 2 (A business glow-up with Rabia Ghoor from swiitchbeauty)
Rabia Ghoor, founder of swiitchbeauty and winner of multiple awards, is one of South Africa’s most celebrated young entrepreneurs thanks to her fascinating backstory of starting the business at the age of 14 and dropping out of high school shortly thereafter. But in the decade or so since then, Rabia has built a powerhouse of an eCommerce business – a business that deserves the limelight beyond its founder.
Capitec
The Finance Ghost Plugged in with Capitec: Ep 1 (Bootstrapping a Brownie Business – TheHungryMute)
Makomborero Mutezo is in the early stages of building a food design empire. With a mix of culinary and design skills, plus a curious mind, he shares delicious insights in episode 1 of The Finance Ghost plugged in with Capitec.

