Capitec
The Finance Ghost Plugged in with Capitec: Purpose and profit
What does it really take to build a business from nothing in South Africa? Founder of Universal Kitchens, Clinton Van Breda, shares the unfiltered story of how he dedicated two decades to turning a R500 000 loan into a business employing over 200 people.
Ghost Stories
Ghost Stories #105: Altron – a multi-platform, multi-decade moat
The Finance Ghost welcomes Altron CEO Werner Kapp fresh off a standout capital markets day that left a strong impression: this is a business whose growth story isn’t tightly tethered to South Africa’s traditional economic constraints. From FinTech and HealthTech to telematics and IT security, Altron operates a portfolio of platform businesses that quietly underpin everyday life, even if most consumers don’t realise it! In this conversation, Werner unpacks how these platforms drive resilient, annuity-style revenues, while also leaning into powerful structural tailwinds like digitisation, mobile adoption and the evolution of the payments ecosystem.
Ghost Stories
Ghost Stories #104: Take a byte of growth – Investec Nasdaq 100 Geared Growth
In this episode of Ghost Stories, The Finance Ghost sits down with Investec’s Brian McMillan, fresh off collecting the “Best Issuer in Africa” award in Stockholm on behalf of the Investec Structured Products team. The team is launching the Investec Nasdaq 100 Geared Growth structure. With much debate around the market valuations in this tech-heavy index, this structure is designed to appeal to investors who are finding it difficult to balance the desire to get involved against the risk of being late to the party.
Ghost Stories
Ghost Stories #103: How Shari’ah-compliant investing can outperform (with Maahir Jakoet)
In this episode of the Ghost Stories podcast, we welcome Old Mutual Investment Group to the platform for the first time. Maahir Jakoet, lead manager of the Old Mutual Global Islamic Equity Fund, looks back on a decade of top quartile performance.
This podcast lifts the lid on how Shari’ah-compliant investing can deliver unexpected outperformance vs. traditional funds.
Podcasts
PODCAST: No Ordinary Wednesday Ep128 | The dragon’s new terms
China remains South Africa's largest trading partner, but the landscape of global trade is evolving. In this episode of No Ordinary Wednesday, Investec Treasury Economist Tertia Jacobs and Head of Supply Chain Dylan Govender look at the forces reshaping Sino-South Africa trade and explore what these changes mean for local businesses and the broader economy.
Podcasts
PODCAST: No Ordinary Wednesday Ep127 | The Everything Shock
What began as a geopolitical conflict is rapidly becoming something much larger. Oil is only one part of the story. Natural gas, fertilisers, chemicals, shipping routes, aluminium, aviation fuel and global supply chains are all now being affected by the fallout from the Iran war. In the latest episode of No Ordinary Wednesday, Jeremy Maggs speaks to Investec’s Osa Mazwai and Campbell Parry about why this is increasingly being described as an “everything shock.”
Ghost Stories
Ghost Stories #102: A market holding its breath
In this episode of Ghost Stories, I was joined by Satrix’s Nico Katzke to unpack a global market that feels eerily calm in the face of rising risk. From Middle East tensions and the growing threat of energy disruption to the curious resilience of equity markets, the conversation explores whether investors are underpricing just how fragile the current environment really is.
Ghost Stories
Ghost Stories #101: Under the hood – the data edge at WeBuyCars
In this episode of Ghost Stories, The Finance Ghost goes beyond the headline numbers and gets under the hood of WeBuyCars with Deputy CEO Wynand Beukes and CFO Chris Rein. Instead of rehashing the latest earnings, the conversation focuses on what really matters: how the business is adapting to a rapidly shifting automotive market, from the rise of Chinese brands to increasing pressure on pricing and margins.
What sits at the heart of it all? Data - and how this informs pricing models, inventory strategies and expansion decisions.
Capitec
The Finance Ghost Plugged in with Capitec: From shuttle rides to SaaS
Most entrepreneurs don’t dream of becoming accounting software founders. Yet, in the back of a Joburg shuttle, Tayla Dandridge and her co-founders spotted a glaring gap: everyday businesses were being left behind by global ‘whales’ like QuickBooks and Sage. Stub was born to serve the trader in Durban, the side hustler in Soweto and the small business owner who needs simplicity, intelligence and local relevance instead of intimidating spreadsheets. This is Stub's story.
Ghost Stories
Ghost Stories #100: Mining through the cycle – Sibanye-Stillwater’s strategy
Sibanye-Stillwater CEO Richard Stewart has stepped into the top job at a time when the company is printing money in its gold and PGM operations. But success during the favourable times in the cycle is driven by what a mining company does through the cycle.
From cost control measures through to strategic commodity investments, there are many strategies that Sibanye-Stillwater uses to create long-term shareholder value. In this excellent discussion, Richard gives us deeper insights into the operating environment and how the group positions itself over time.
Podcasts
PODCAST: No Ordinary Wednesday Ep126 | Investing through the noise
In this episode of Investec's excellent No Ordinary Wednesday podcast hosted by Jeremy Maggs, Investec's Tinus Rautenbach and Bongani Nhleko share real insights from the Clarity platform, revealing where capital is flowing, how behaviour is shifting, and the risks investors may not see. Get ready to close the gap between perception and portfolio reality in this podcast.
